From $10K to $5M, we fund the ambitions of real businesses with speed, transparency, and terms that make sense.
Whether you need working capital, equipment, or long-term expansion funding, we match the right product to your business.
Predictable payments with fixed rates. Ideal for expansion, renovations, or large purchases.
Draw funds when you need them, pay interest only on what you use. Perfect for managing cash flow.
Government-backed loans with competitive rates and extended terms for qualified businesses.
Acquire the machinery, vehicles, or technology your business needs — the equipment itself serves as collateral.
Turn unpaid invoices into immediate working capital. Stop waiting 30, 60, or 90 days for customers to pay.
Receive a lump sum based on future sales, with flexible repayment tied to your daily revenue.
Repay as a fixed percentage of monthly revenue — payments flex with your business performance.
Purchase, refinance, or renovate commercial property with long-term, competitive financing structures.
Our advisors have deep experience across the sectors that drive the American economy.
Unity Capital funded our $250K equipment loan in just three days. That speed let us land a major contract we would have lost otherwise. Their team understood the urgency.
After two banks turned us down, Unity Capital approved our $175K line of credit within 48 hours. We use it to bridge gaps between catering contracts. It's been a lifeline.
They helped us structure a $400K SBA loan to open our second clinic. The terms were far better than anything else we found. Our advisor walked us through every step.
Most businesses can't afford to wait weeks for a bank decision. Our streamlined process delivers approvals in as little as 24 hours, with funds in your account within one to three business days. We move fast because your opportunities won't wait.
Start Your ApplicationEvery rate, fee, and repayment schedule is laid out before you sign anything. We believe the best financial relationships are built on clarity — not fine print. You'll know exactly what your capital costs from day one.
You'll work with a dedicated funding advisor who knows your industry, understands your goals, and is available when you need them. No call centers, no ticket queues — just a direct line to someone invested in your success.
Cookie-cutter financing doesn't work for unique businesses. We offer multiple products and custom structures that adapt to your revenue cycle, industry, and growth stage. Whether you need $10K or $5M, we find the right fit.
Explore SolutionsMost of our programs require a minimum of 6 months in business, at least $10,000 in monthly revenue, and a personal credit score of 550 or above. Some products, like SBA loans, may have additional requirements. We'll guide you to the best option for your situation.
Yes. While credit is one factor we consider, we also look at your business revenue, time in operation, and overall financial health. Many of our clients have been approved with credit scores that traditional banks wouldn't consider.
For most products, you may receive an approval decision within 24 hours of completing your application. Funds are typically deposited within one to three business days after approval. SBA loans and commercial real estate financing may take longer due to underwriting requirements.
For most applications, you'll need three to six months of business bank statements, a valid government-issued ID, and basic business information. Some products may require tax returns or financial statements. Your advisor will let you know exactly what's needed.
Repayment depends on the product. Term loans have fixed monthly or weekly payments. Lines of credit charge interest only on the amount drawn. Revenue-based options and merchant cash advances adjust with your sales volume. We'll match you with a structure that fits your cash flow.
Banks often take weeks to process applications and have rigid qualification standards. We offer faster decisions, more flexible criteria, and a wider range of products. You still get competitive rates — without the bureaucracy or month-long wait.
Our initial application uses a soft credit pull, which does not impact your credit score. A hard inquiry may occur only after you accept a formal offer and move forward with funding.
In most cases, yes. Working capital, payroll, inventory, equipment, marketing, renovations, hiring — it's your business and your decision. Equipment financing and commercial real estate loans are tied to specific assets, but general-purpose products give you full flexibility.
Apply in minutes. Get a decision in hours. Access capital that moves as fast as your ambition.